Personal Planning

Every family is unique in its makeup, size and number. Similarly, no two family’s dreams, goals and desires are exactly the same. Each of us is a distinct individual with our own talents, challenges and a vision for the future. If we were all the same, we at the Nida Financial Group would implement a one-size-fits-all plan for each of our clients. Needless to say, that isn’t the case and never will be. Because of that, we view each client as unique and create financial plans based on that individuality. We take the time to learn who you are, what you want and where you are going. Often we find that our client’s sometimes don’t really know their goals and we help to shape and mold that clearer vision for the future. We listen, we discuss and we learn about those we serve so we are better able to work for them. We look to create and implement financial strategies in three specific areas, each tailored explicitly for you. Those areas are protection, savings and growth.


Exactly as it sounds, this area of financial planning looks to protect you and your assets. This includes insurance to protect your home, your vehicles and your health. We also look to see if you should include policies for long-term care or disability. Some individuals may need to add policies to protect their businesses or limit their financial liabilities. As clients grow older, we look to align your social security and Medicare entitlements, along with ensuring the proper legal documents exist for your assets and your heirs through wills and trusts. Everything about this area is about making sure we put appropriate plans in place to protect you and your family.


In this area, we will perform an analysis of the accounts you currently have and how to align them as we seek to provide maximum return potential, the short-term liquidity you need for day-to-day living, while managing your finances for the future. One of the biggest fears our clients relay to us is the worry they will outlive their money. We will look at your bank accounts, CDs, Roth IRAs, Traditional IRAs, 401Ks/403Bs, SEP, Stock Purchase Plans, Deferred compensation and 529 college savings plans. Whether you have some of these or all of them, we will help you understand the purpose of each and how to utilize them effectively as a means of saving for the future.


This final area focuses on what individuals can do with their after-tax dollars in terms of investments. If you have adequate protection and savings, we can look to grow your wealth further by utilizing mutual funds, stocks, bonds, real estate and business ownership. We want to help our clients think about how to better utilize their disposable income, always with an eye toward the future and the dreams they have shared with us. Whether it’s a beach home, a cabin in the mountains, a desire to travel or having access to funds to spoil their grandchildren, we will show you all of the options available to you and demonstrate your potential return on investment over time. We want to help you grow as much wealth as possible so you can pursue the life you’ve always dreamed.

All investing involves risk including loss of principal. Nida Financial Group and LPL Financial do not offer legal advice or services. Please consult your legal advisor regarding your specific situation.